My name is G. Todd Nichol. I am the independent Home Inspector/Owner of GT Home Inspection based here in Fredericton. I provide an impartial outlook of the home.
"I'm a Professional Firefighter and have been for 25 years.” Hard work and dedication are things I place highly when doing a job. In my view Home Inspection and firefighting go hand in hand. Firefighters must know all areas of a home from construction type to safety.
Wanting to help people make good choices for their purchase or sale. Home Inspection just seems to be the next step in continuing to improve myself.
A Home Inspection is a non-invasive, visual examination of a residential dwelling, which is designed to identify observed material defects within specific components of the home.
It is intended to assist in the evaluation of the overall condition of the home. The inspection is based on observations of the visible and apparent condition of the structure and its components on the date of inspection, and not the prediction of future conditions.
A home inspection will not reveal every concern that exists or ever could exist, but only those material defects observed on the day of the inspection.
Buying a home? The process can be stressful. A home inspection is supposed to give you peace of mind, but often has the opposite effect. You will be asked to absorb a lot of information in a short time. This often includes a written report, checklist, photographs, environmental reports and what the inspector himself says during the inspection. All this combined with the seller's disclosure and what you notice yourself makes the experience even more overwhelming. What should you do?
Relax. Most of your inspection will be maintenance recommendations and minor imperfections. These are nice to know about. However, the issues that really matter will fall into four categories:
1. Major defects. An example of this would be a structural failure.
2. Things that lead to major defects. A small roof-flashing leak, for example.
3. Things that may hinder your ability to finance, legally occupy or insure the home.
4. Safety hazards, such as an exposed, live buss bar at the electric panel.
Anything in these categories should be addressed. Often a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4).
Most sellers are honest and are often surprised to learn of defects uncovered during an inspection. Realize that sellers are under no obligation to repair everything mentioned in the report. No home is perfect. Keep things in perspective. Do not kill your deal over things that do not matter.
Pre-Purchase (Buyer's) Inspections
Pre-Listing (Seller's) Inspections
This type of inspection is usually performed after a property has been put on the market by a seller but before a potential buyer has taken possession of the property prior to the closing contract. The buyer will usually sign a conditional offer with the seller prior to ordering this type of inspection. If a property fails to meet the buyer's expectations as a result of the inspection, then the sale may fall through. In many cases, a Buyer's Inspection will help both the buyer and the seller to identify damage or other problems that may exist with a property so that both parties can either renegotiate the selling price or the seller's responsibilities to repair the property at the seller's expense prior to the final close.
Home Maintenance Inspection
This type of inspection is usually performed by a seller before a property is listed or announced for sale. The property owner will perform a Seller's Inspection to determine what damage or other problems exist with a property in order to determine factors such as fair market value, discount values, or any pre-listing expenditure necessary to increase the value and desirability of the property.
Cars are taken in for tune-ups, people get annual check-ups, and so should your home. A Home Maintenance Inspection should be done annually to protect what is most peoples largest investment...your home!
Small problems from lack of maintenance can pop up periodically and should be corrected to minimize the cost of repair. Small issues can turn into large issues, which can turn into expensive repairs or replacement of systems or components. A Home Maintenance Inspection can catch those issues to ensure the money for replacement stays in your pocket and not in the hands of someone else.